/*
Theme Name: Insurance ByState
Theme URI: https://insurancebystate.com
Author: Insurance ByState
Author URI: https://insurancebystate.com
Description: Premium U.S. Insurance Vertical Portal Theme - Professional insurance information portal with state-specific coverage, designed for NerdWallet, The Zebra, Policygenius, ValuePenguin-style aesthetics.
Version: 1.0.1
License: GNU General Public License v2 or later
License URI: http://www.gnu.org/licenses/gpl-2.0.html
Text Domain: bestinsurance
Tags: insurance, portal, responsive, modern, professional
*/

/* ========================================
   CSS VARIABLES & RESET - RED THEME
   ======================================== */
:root {
    /* Primary Colors - Deep Professional Red */
    --bi-primary: #8B1538;
    --bi-primary-dark: #6B0F2B;
    --bi-primary-light: #A91D45;
    --bi-primary-hover: #C41E3A;
    --bi-primary-rgb: 139, 21, 56;
    
    /* Secondary Colors - Warm Burgundy */
    --bi-secondary: #B8860B;
    --bi-secondary-light: #DAA520;
    --bi-secondary-dark: #996515;
    
    /* Neutral Colors */
    --bi-white: #FFFFFF;
    --bi-off-white: #FAFAFA;
    --bi-light-gray: #F0EBE7;
    --bi-medium-gray: #D4C8BE;
    --bi-dark-gray: #5C534A;
    --bi-text: #2C2420;
    --bi-text-secondary: #6B5E54;
    --bi-text-muted: #8B7D72;
    
    /* Accent Colors - Gold & Warm */
    --bi-accent: #C9A227;
    --bi-accent-hover: #DAA520;
    --bi-accent-light: #F0D060;
    --bi-gold: #B8860B;
    --bi-success: #2E7D32;
    --bi-warning: #F57C00;
    --bi-danger: #C62828;
    --bi-info: #5D4037;
    
    /* Gradient Colors */
    --bi-gradient-start: #8B1538;
    --bi-gradient-end: #C41E3A;
    --bi-gradient-dark: linear-gradient(135deg, #6B0F2B 0%, #8B1538 50%, #A91D45 100%);
    --bi-gradient-light: linear-gradient(135deg, #8B1538 0%, #A91D45 100%);
    --bi-gradient-gold: linear-gradient(135deg, #B8860B 0%, #DAA520 100%);
    
    /* Spacing */
    --bi-space-xs: 4px;
    --bi-space-sm: 8px;
    --bi-space-md: 16px;
    --bi-space-lg: 24px;
    --bi-space-xl: 32px;
    --bi-space-xxl: 48px;
    --bi-space-3xl: 64px;
    --bi-space-4xl: 96px;
    
    /* Border Radius */
    --bi-radius-sm: 4px;
    --bi-radius-md: 8px;
    --bi-radius-lg: 12px;
    --bi-radius-xl: 16px;
    --bi-radius-2xl: 24px;
    --bi-radius-full: 9999px;
    
    /* Shadows - Enhanced */
    --bi-shadow-xs: 0 1px 2px rgba(44, 36, 32, 0.04);
    --bi-shadow-sm: 0 2px 4px rgba(44, 36, 32, 0.06);
    --bi-shadow-md: 0 4px 12px rgba(44, 36, 32, 0.08);
    --bi-shadow-lg: 0 8px 24px rgba(44, 36, 32, 0.12);
    --bi-shadow-xl: 0 16px 48px rgba(44, 36, 32, 0.16);
    --bi-shadow-2xl: 0 24px 64px rgba(44, 36, 32, 0.20);
    --bi-shadow-inner: inset 0 2px 4px rgba(44, 36, 32, 0.06);
    --bi-shadow-primary: 0 4px 16px rgba(139, 21, 56, 0.30);
    --bi-shadow-accent: 0 4px 16px rgba(201, 162, 39, 0.30);
    
    /* Transitions */
    --bi-transition-fast: 150ms ease;
    --bi-transition-normal: 250ms ease;
    --bi-transition-slow: 350ms ease;
    --bi-transition-bounce: 400ms cubic-bezier(0.34, 1.56, 0.64, 1);
    
    /* Typography */
    --bi-font-primary: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    --bi-font-heading: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    
    /* Container */
    --bi-container: 1280px;
    --bi-container-wide: 1400px;
    
    /* Header Heights */
    --bi-header-top: 44px;
    --bi-header-main: 76px;
}

/* Reset & Base */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    font-size: 16px;
    scroll-behavior: smooth;
    -webkit-text-size-adjust: 100%;
}

body {
    font-family: var(--bi-font-primary);
    font-size: 1rem;
    line-height: 1.65;
    color: var(--bi-text);
    background-color: var(--bi-white);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    font-weight: 400;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: var(--bi-primary);
    text-decoration: none;
    transition: color var(--bi-transition-fast);
}

a:hover {
    color: var(--bi-primary-hover);
}

button {
    cursor: pointer;
    border: none;
    background: none;
    font-family: inherit;
}

ul, ol {
    list-style: none;
}

h1, h2, h3, h4, h5, h6 {
    font-family: var(--bi-font-heading);
    font-weight: 700;
    line-height: 1.2;
    color: var(--bi-primary-dark);
}

h1 { font-size: 2.75rem; font-weight: 800; letter-spacing: -0.02em; }
h2 { font-size: 2.125rem; font-weight: 700; letter-spacing: -0.01em; }
h3 { font-size: 1.5rem; font-weight: 600; }
h4 { font-size: 1.25rem; font-weight: 600; }
h5 { font-size: 1.125rem; font-weight: 600; }
h6 { font-size: 1rem; font-weight: 600; }

/* Container */
.bi-container {
    width: 100%;
    max-width: var(--bi-container);
    margin: 0 auto;
    padding: 0 var(--bi-space-lg);
}

.bi-container-wide {
    max-width: var(--bi-container-wide);
}

/* ========================================
   HEADER STYLES - RED THEME
   ======================================== */

/* Top Bar */
.bi-header-top {
    background: var(--bi-primary-dark);
    background-image: linear-gradient(90deg, var(--bi-primary-dark) 0%, #5A0D24 50%, var(--bi-primary-dark) 100%);
    color: var(--bi-white);
    font-size: 0.8125rem;
    padding: var(--bi-space-sm) 0;
    border-bottom: 1px solid rgba(255,255,255,0.08);
}

.bi-header-top-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: var(--bi-space-lg);
}

.bi-header-top-left,
.bi-header-top-right {
    display: flex;
    align-items: center;
    gap: var(--bi-space-xl);
}

.bi-header-top a {
    color: var(--bi-white);
    opacity: 0.9;
    transition: all var(--bi-transition-fast);
    font-weight: 500;
}

.bi-header-top a:hover {
    opacity: 1;
    color: var(--bi-accent-light);
}

.bi-top-contact {
    display: flex;
    align-items: center;
    gap: var(--bi-space-sm);
}

.bi-top-contact i {
    color: var(--bi-accent);
    font-size: 0.75rem;
}

.bi-top-state-select {
    position: relative;
}

.bi-state-select-btn {
    display: flex;
    align-items: center;
    gap: var(--bi-space-sm);
    padding: var(--bi-space-xs) var(--bi-space-md);
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: var(--bi-radius-full);
    color: var(--bi-white);
    font-size: 0.8125rem;
    font-weight: 500;
    transition: all var(--bi-transition-fast);
}

.bi-state-select-btn:hover {
    background: rgba(255,255,255,0.15);
    border-color: rgba(255,255,255,0.25);
    color: var(--bi-white);
}

.bi-state-select-btn i {
    color: var(--bi-accent);
    font-size: 0.6875rem;
}

.bi-top-search {
    position: relative;
}

.bi-top-search form {
    display: flex;
    align-items: center;
}

.bi-top-search input {
    width: 220px;
    padding: var(--bi-space-xs) var(--bi-space-lg);
    padding-right: 40px;
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: var(--bi-radius-full);
    color: var(--bi-white);
    font-size: 0.8125rem;
    transition: all var(--bi-transition-normal);
}

.bi-top-search input::placeholder {
    color: rgba(255,255,255,0.5);
}

.bi-top-search input:focus {
    outline: none;
    background: rgba(255,255,255,0.12);
    border-color: rgba(255,255,255,0.3);
    width: 280px;
}

.bi-top-search button {
    position: absolute;
    right: 14px;
    color: rgba(255,255,255,0.6);
    font-size: 0.875rem;
    transition: color var(--bi-transition-fast);
}

.bi-top-search button:hover {
    color: var(--bi-accent);
}

/* Main Header */
.bi-header-main {
    background: var(--bi-white);
    box-shadow: var(--bi-shadow-md);
    position: sticky;
    top: 0;
    z-index: 1000;
    transition: all var(--bi-transition-normal);
    border-bottom: 1px solid rgba(139, 21, 56, 0.08);
}

.bi-header-main.scrolled {
    box-shadow: var(--bi-shadow-xl);
}

.bi-header-main-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: var(--bi-header-main);
}

.bi-logo {
    display: flex;
    align-items: center;
    gap: var(--bi-space-md);
    font-weight: 800;
    font-size: 1.625rem;
    color: var(--bi-primary-dark);
    letter-spacing: -0.02em;
}

.bi-logo:hover {
    color: var(--bi-primary);
}

.bi-logo-icon {
    width: 48px;
    height: 48px;
    background: var(--bi-gradient-light);
    border-radius: var(--bi-radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--bi-white);
    font-size: 1.375rem;
    box-shadow: var(--bi-shadow-primary);
}

.bi-logo-text {
    display: flex;
    flex-direction: column;
    line-height: 1.1;
}

.bi-logo-text span:first-child {
    font-size: 1.25rem;
    font-weight: 800;
    color: var(--bi-primary-dark);
}

.bi-logo-text span:last-child {
    font-size: 0.6875rem;
    font-weight: 600;
    color: var(--bi-accent);
    text-transform: uppercase;
    letter-spacing: 2px;
}

/* Main Navigation */
.bi-main-nav {
    flex: 1;
    display: flex;
    justify-content: center;
}

.bi-nav-menu {
    display: flex;
    align-items: center;
    gap: var(--bi-space-xs);
}

.bi-nav-item {
    position: relative;
}

.bi-nav-link {
    display: flex;
    align-items: center;
    gap: var(--bi-space-xs);
    padding: var(--bi-space-md) var(--bi-space-lg);
    color: var(--bi-text);
    font-weight: 600;
    font-size: 0.9375rem;
    border-radius: var(--bi-radius-lg);
    transition: all var(--bi-transition-fast);
}

.bi-nav-link:hover,
.bi-nav-item:hover .bi-nav-link {
    color: var(--bi-primary);
    background: rgba(139, 21, 56, 0.06);
}

.bi-nav-link i:first-child {
    color: var(--bi-primary);
    font-size: 0.875rem;
}

.bi-nav-link i.fa-chevron-down {
    color: var(--bi-text-muted);
    font-size: 0.625rem;
    margin-left: 2px;
}

.bi-nav-item:hover .bi-nav-link i.fa-chevron-down {
    color: var(--bi-primary);
    transform: rotate(180deg);
}

/* Dropdown Menu */
.bi-dropdown {
    position: absolute;
    top: calc(100% + 8px);
    left: 0;
    min-width: 240px;
    background: var(--bi-white);
    border-radius: var(--bi-radius-xl);
    box-shadow: var(--bi-shadow-2xl);
    padding: var(--bi-space-sm);
    opacity: 0;
    visibility: hidden;
    transform: translateY(10px);
    transition: all var(--bi-transition-normal);
    z-index: 100;
    border: 1px solid rgba(139, 21, 56, 0.08);
}

.bi-nav-item:hover .bi-dropdown {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.bi-dropdown-item a {
    display: flex;
    align-items: center;
    gap: var(--bi-space-md);
    padding: var(--bi-space-md) var(--bi-space-lg);
    color: var(--bi-text);
    font-size: 0.9375rem;
    font-weight: 500;
    border-radius: var(--bi-radius-lg);
    transition: all var(--bi-transition-fast);
}

.bi-dropdown-item a:hover {
    background: rgba(139, 21, 56, 0.06);
    color: var(--bi-primary);
}

.bi-dropdown-item a i {
    color: var(--bi-accent);
    width: 16px;
}

/* Header CTA */
.bi-header-actions {
    display: flex;
    align-items: center;
    gap: var(--bi-space-md);
}

.bi-cta-btn {
    display: inline-flex;
    align-items: center;
    gap: var(--bi-space-sm);
    padding: var(--bi-space-sm) var(--bi-space-xl);
    background: var(--bi-gradient-light);
    color: var(--bi-white);
    font-weight: 700;
    font-size: 0.9375rem;
    border-radius: var(--bi-radius-full);
    box-shadow: var(--bi-shadow-primary);
    transition: all var(--bi-transition-normal);
    border: none;
    text-transform: none;
    letter-spacing: 0;
}

.bi-cta-btn:hover {
    background: var(--bi-primary-hover);
    color: var(--bi-white);
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(139, 21, 56, 0.40);
}

.bi-cta-btn i {
    font-size: 0.875rem;
}

/* Mobile Menu Toggle */
.bi-menu-toggle {
    display: none;
    width: 48px;
    height: 48px;
    align-items: center;
    justify-content: center;
    color: var(--bi-primary);
    font-size: 1.5rem;
    border-radius: var(--bi-radius-lg);
    transition: all var(--bi-transition-fast);
}

.bi-menu-toggle:hover {
    background: rgba(139, 21, 56, 0.08);
}

/* ========================================
   HERO SECTION - ENHANCED
   ======================================== */
.bi-hero {
    position: relative;
    min-height: 680px;
    display: flex;
    align-items: center;
    background: var(--bi-gradient-dark);
    overflow: hidden;
}

.bi-hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: 
        radial-gradient(ellipse at 20% 50%, rgba(201, 162, 39, 0.15) 0%, transparent 50%),
        radial-gradient(ellipse at 80% 20%, rgba(139, 21, 56, 0.3) 0%, transparent 50%),
        radial-gradient(ellipse at 60% 80%, rgba(196, 30, 58, 0.2) 0%, transparent 50%);
    pointer-events: none;
}

.bi-hero::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: url("data:image/svg+xml,%3Csvg width='80' height='80' viewBox='0 0 80 80' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M50 50c0-5.523 4.477-10 10-10s10 4.477 10 10-4.477 10-10 10c0 5.523-4.477 10-10 10s-10-4.477-10-10 4.477-10 10-10zM10 10c0-5.523 4.477-10 10-10s10 4.477 10 10-4.477 10-10 10c0 5.523-4.477 10-10 10s-10-4.477-10-10zm40 40c0-5.523 4.477-10 10-10s10 4.477 10 10-4.477 10-10 10c0 5.523-4.477 10-10 10s-10-4.477-10-10z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    pointer-events: none;
}

.bi-hero-content {
    position: relative;
    z-index: 2;
    max-width: 780px;
    padding: var(--bi-space-3xl) 0;
}

.bi-hero-badge {
    display: inline-flex;
    align-items: center;
    gap: var(--bi-space-sm);
    padding: var(--bi-space-sm) var(--bi-space-lg);
    background: rgba(201, 162, 39, 0.2);
    border: 1px solid rgba(201, 162, 39, 0.4);
    border-radius: var(--bi-radius-full);
    color: var(--bi-accent-light);
    font-size: 0.8125rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: var(--bi-space-xl);
    backdrop-filter: blur(10px);
}

.bi-hero-badge i {
    color: var(--bi-accent);
    animation: pulse 2s infinite;
}

@keyframes pulse {
    0%, 100% { opacity: 1; }
    50% { opacity: 0.6; }
}

.bi-hero h1 {
    font-size: 3.75rem;
    font-weight: 800;
    color: var(--bi-white);
    line-height: 1.08;
    margin-bottom: var(--bi-space-xl);
    letter-spacing: -0.03em;
}

.bi-hero-subtitle {
    font-size: 1.25rem;
    color: rgba(255,255,255,0.85);
    line-height: 1.75;
    margin-bottom: var(--bi-space-2xl);
    max-width: 580px;
    font-weight: 400;
}

.bi-hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: var(--bi-space-md);
}

.bi-hero-btn {
    display: inline-flex;
    align-items: center;
    gap: var(--bi-space-sm);
    padding: var(--bi-space-md) var(--bi-space-2xl);
    font-weight: 700;
    font-size: 1rem;
    border-radius: var(--bi-radius-full);
    transition: all var(--bi-transition-normal);
    text-transform: none;
    letter-spacing: 0;
}

.bi-hero-btn-primary {
    background: var(--bi-accent);
    color: var(--bi-primary-dark);
    box-shadow: var(--bi-shadow-accent);
}

.bi-hero-btn-primary:hover {
    background: var(--bi-accent-light);
    color: var(--bi-primary-dark);
    transform: translateY(-3px);
    box-shadow: 0 8px 28px rgba(201, 162, 39, 0.45);
}

.bi-hero-btn-secondary {
    background: rgba(255,255,255,0.12);
    color: var(--bi-white);
    border: 2px solid rgba(255,255,255,0.25);
    backdrop-filter: blur(10px);
}

.bi-hero-btn-secondary:hover {
    background: rgba(255,255,255,0.2);
    color: var(--bi-white);
    border-color: rgba(255,255,255,0.4);
    transform: translateY(-3px);
}

/* Hero Stats */
.bi-hero-stats {
    display: flex;
    gap: var(--bi-space-3xl);
    margin-top: var(--bi-space-3xl);
    padding-top: var(--bi-space-xl);
    border-top: 1px solid rgba(255,255,255,0.15);
}

.bi-hero-stat {
    text-align: left;
}

.bi-hero-stat-number {
    font-size: 3rem;
    font-weight: 800;
    color: var(--bi-white);
    line-height: 1;
    letter-spacing: -0.02em;
}

.bi-hero-stat-number span {
    color: var(--bi-accent);
}

.bi-hero-stat-label {
    font-size: 0.875rem;
    color: rgba(255,255,255,0.65);
    margin-top: var(--bi-space-xs);
    font-weight: 500;
}

/* Hero Decoration */
.bi-hero-decoration {
    position: absolute;
    right: -5%;
    top: 50%;
    transform: translateY(-50%);
    width: 55%;
    height: 120%;
    pointer-events: none;
}

.bi-hero-shape {
    position: absolute;
    background: rgba(255,255,255,0.03);
    border-radius: 50%;
}

.bi-hero-shape-1 {
    width: 500px;
    height: 500px;
    right: 5%;
    top: 50%;
    transform: translateY(-50%);
    border: 1px solid rgba(201, 162, 39, 0.15);
}

.bi-hero-shape-2 {
    width: 350px;
    height: 350px;
    right: 15%;
    top: 25%;
    background: radial-gradient(circle, rgba(201, 162, 39, 0.08) 0%, transparent 70%);
}

.bi-hero-shape-3 {
    width: 200px;
    height: 200px;
    right: 30%;
    bottom: 25%;
    background: radial-gradient(circle, rgba(196, 30, 58, 0.1) 0%, transparent 70%);
}

/* ========================================
   SECTION STYLES
   ======================================== */
.bi-section {
    padding: var(--bi-space-4xl) 0;
}

.bi-section-sm {
    padding: var(--bi-space-3xl) 0;
}

.bi-section-lg {
    padding: var(--bi-space-4xl) 0;
}

.bi-section-xl {
    padding: 120px 0;
}

.bi-section-dark {
    background: var(--bi-primary-dark);
    color: var(--bi-white);
}

.bi-section-light {
    background: var(--bi-light-gray);
}

.bi-section-pattern {
    background-color: var(--bi-white);
    background-image: 
        radial-gradient(circle at 20% 80%, rgba(139, 21, 56, 0.03) 0%, transparent 50%),
        radial-gradient(circle at 80% 20%, rgba(201, 162, 39, 0.03) 0%, transparent 50%);
}

.bi-section-header {
    text-align: center;
    max-width: 720px;
    margin: 0 auto var(--bi-space-3xl);
}

.bi-section-badge {
    display: inline-flex;
    align-items: center;
    gap: var(--bi-space-sm);
    padding: var(--bi-space-sm) var(--bi-space-lg);
    background: rgba(139, 21, 56, 0.08);
    color: var(--bi-primary);
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    border-radius: var(--bi-radius-full);
    margin-bottom: var(--bi-space-lg);
    border: 1px solid rgba(139, 21, 56, 0.12);
}

.bi-section-badge i {
    color: var(--bi-accent);
}

.bi-section-title {
    font-size: 2.75rem;
    font-weight: 800;
    color: var(--bi-primary-dark);
    margin-bottom: var(--bi-space-md);
    letter-spacing: -0.02em;
}

.bi-section-dark .bi-section-title {
    color: var(--bi-white);
}

.bi-section-subtitle {
    font-size: 1.125rem;
    color: var(--bi-text-secondary);
    line-height: 1.7;
    max-width: 600px;
    margin: 0 auto;
}

.bi-section-dark .bi-section-subtitle {
    color: rgba(255,255,255,0.75);
}

/* ========================================
   CATEGORY CARDS - ENHANCED
   ======================================== */
.bi-categories-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: var(--bi-space-lg);
}

.bi-category-card {
    position: relative;
    background: var(--bi-white);
    border-radius: var(--bi-radius-2xl);
    padding: var(--bi-space-2xl);
    box-shadow: var(--bi-shadow-md);
    transition: all var(--bi-transition-normal);
    overflow: hidden;
    border: 1px solid rgba(139, 21, 56, 0.06);
}

.bi-category-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: var(--bi-gradient-gold);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform var(--bi-transition-normal);
}

.bi-category-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--bi-shadow-2xl);
    border-color: transparent;
}

.bi-category-card:hover::before {
    transform: scaleX(1);
}

.bi-category-icon {
    width: 72px;
    height: 72px;
    background: linear-gradient(135deg, rgba(139, 21, 56, 0.08), rgba(201, 162, 39, 0.08));
    border-radius: var(--bi-radius-xl);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: var(--bi-space-xl);
    font-size: 2rem;
    color: var(--bi-primary);
    transition: all var(--bi-transition-normal);
    border: 1px solid rgba(139, 21, 56, 0.08);
}

.bi-category-card:hover .bi-category-icon {
    background: var(--bi-gradient-light);
    color: var(--bi-white);
    transform: scale(1.1) rotate(-5deg);
    border-color: transparent;
    box-shadow: var(--bi-shadow-primary);
}

.bi-category-card h3 {
    font-size: 1.375rem;
    font-weight: 700;
    margin-bottom: var(--bi-space-sm);
    color: var(--bi-primary-dark);
    letter-spacing: -0.01em;
}

.bi-category-card p {
    font-size: 0.9375rem;
    color: var(--bi-text-secondary);
    line-height: 1.65;
    margin-bottom: var(--bi-space-lg);
}

.bi-category-count {
    display: inline-flex;
    align-items: center;
    gap: var(--bi-space-xs);
    padding: var(--bi-space-xs) var(--bi-space-md);
    background: rgba(139, 21, 56, 0.06);
    border-radius: var(--bi-radius-full);
    font-size: 0.8125rem;
    font-weight: 600;
    color: var(--bi-primary);
    border: 1px solid rgba(139, 21, 56, 0.08);
}

.bi-category-count i {
    color: var(--bi-accent);
}

.bi-category-link {
    position: absolute;
    bottom: var(--bi-space-xl);
    right: var(--bi-space-xl);
    width: 44px;
    height: 44px;
    background: var(--bi-primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--bi-white);
    font-size: 0.875rem;
    transition: all var(--bi-transition-normal);
    opacity: 0;
    transform: translateX(-10px);
    box-shadow: var(--bi-shadow-primary);
}

.bi-category-card:hover .bi-category-link {
    opacity: 1;
    transform: translateX(0);
}

.bi-category-link:hover {
    background: var(--bi-accent);
    color: var(--bi-primary-dark);
}

/* ========================================
   ARTICLE CARDS - ENHANCED
   ======================================== */
.bi-articles-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(340px, 1fr));
    gap: var(--bi-space-xl);
}

.bi-article-card {
    background: var(--bi-white);
    border-radius: var(--bi-radius-2xl);
    overflow: hidden;
    box-shadow: var(--bi-shadow-md);
    transition: all var(--bi-transition-normal);
    border: 1px solid rgba(139, 21, 56, 0.06);
}

.bi-article-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--bi-shadow-2xl);
    border-color: transparent;
}

.bi-article-image {
    position: relative;
    height: 220px;
    overflow: hidden;
}

.bi-article-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform var(--bi-transition-slow);
}

.bi-article-card:hover .bi-article-image img {
    transform: scale(1.08);
}

.bi-article-category {
    position: absolute;
    top: var(--bi-space-md);
    left: var(--bi-space-md);
    padding: var(--bi-space-xs) var(--bi-space-md);
    background: var(--bi-primary);
    color: var(--bi-white);
    font-size: 0.6875rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    border-radius: var(--bi-radius-full);
    box-shadow: var(--bi-shadow-md);
}

.bi-article-content {
    padding: var(--bi-space-xl);
}

.bi-article-meta {
    display: flex;
    align-items: center;
    gap: var(--bi-space-lg);
    font-size: 0.8125rem;
    color: var(--bi-text-muted);
    margin-bottom: var(--bi-space-md);
}

.bi-article-meta span {
    display: flex;
    align-items: center;
    gap: var(--bi-space-xs);
}

.bi-article-meta i {
    color: var(--bi-accent);
    font-size: 0.75rem;
}

.bi-article-card h3 {
    font-size: 1.25rem;
    font-weight: 700;
    line-height: 1.4;
    margin-bottom: var(--bi-space-md);
    color: var(--bi-primary-dark);
    letter-spacing: -0.01em;
}

.bi-article-card h3 a {
    color: inherit;
    transition: color var(--bi-transition-fast);
}

.bi-article-card h3 a:hover {
    color: var(--bi-primary);
}

.bi-article-excerpt {
    font-size: 0.9375rem;
    color: var(--bi-text-secondary);
    line-height: 1.65;
    margin-bottom: var(--bi-space-lg);
    display: -webkit-box;
    -webkit-line-clamp: 3;
    -webkit-box-orient: vertical;
    overflow: hidden;
}

.bi-article-footer {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-top: var(--bi-space-md);
    border-top: 1px solid var(--bi-light-gray);
}

.bi-article-author {
    display: flex;
    align-items: center;
    gap: var(--bi-space-sm);
}

.bi-article-author img {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    object-fit: cover;
    border: 2px solid var(--bi-light-gray);
}

.bi-article-author-name {
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--bi-text);
}

.bi-read-more {
    display: inline-flex;
    align-items: center;
    gap: var(--bi-space-xs);
    color: var(--bi-primary);
    font-weight: 700;
    font-size: 0.875rem;
    transition: all var(--bi-transition-fast);
}

.bi-read-more:hover {
    color: var(--bi-accent);
    gap: var(--bi-space-sm);
}

.bi-read-more i {
    transition: transform var(--bi-transition-fast);
}

.bi-read-more:hover i {
    transform: translateX(4px);
}

/* Featured Article */
.bi-article-featured {
    grid-column: span 2;
    display: grid;
    grid-template-columns: 1.3fr 1fr;
    border-radius: var(--bi-radius-2xl);
}

.bi-article-featured .bi-article-image {
    height: 100%;
    min-height: 440px;
}

.bi-article-featured .bi-article-content {
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: var(--bi-space-2xl);
}

.bi-article-featured h3 {
    font-size: 1.75rem;
    margin-bottom: var(--bi-space-lg);
    line-height: 1.3;
}

.bi-article-featured .bi-article-excerpt {
    font-size: 1rem;
    -webkit-line-clamp: 4;
}

/* ========================================
   STATE CARDS - ENHANCED
   ======================================== */
.bi-states-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: var(--bi-space-md);
}

.bi-state-card {
    display: flex;
    align-items: center;
    gap: var(--bi-space-md);
    padding: var(--bi-space-lg);
    background: rgba(255,255,255,0.06);
    border-radius: var(--bi-radius-xl);
    border: 1px solid rgba(255,255,255,0.1);
    transition: all var(--bi-transition-normal);
    backdrop-filter: blur(10px);
}

.bi-state-card:hover {
    transform: translateY(-4px);
    background: rgba(255,255,255,0.1);
    border-color: rgba(201, 162, 39, 0.4);
    box-shadow: 0 8px 32px rgba(0,0,0,0.2);
}

.bi-state-flag {
    width: 52px;
    height: 36px;
    background: rgba(255,255,255,0.1);
    border-radius: var(--bi-radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.75rem;
    flex-shrink: 0;
    border: 1px solid rgba(255,255,255,0.15);
}

.bi-state-info {
    flex: 1;
}

.bi-state-name {
    font-weight: 700;
    color: var(--bi-white);
    font-size: 1rem;
}

.bi-state-abbr {
    font-size: 0.8125rem;
    color: rgba(255,255,255,0.6);
    font-weight: 500;
}

.bi-state-arrow {
    color: var(--bi-accent);
    transition: all var(--bi-transition-fast);
    font-size: 0.875rem;
}

.bi-state-card:hover .bi-state-arrow {
    transform: translateX(6px);
}

/* ========================================
   FAQ ACCORDION - RED THEME
   ======================================== */
.bi-faq-list {
    max-width: 800px;
    margin: 0 auto;
}

.bi-faq-item {
    background: var(--bi-white);
    border-radius: var(--bi-radius-xl);
    margin-bottom: var(--bi-space-md);
    box-shadow: var(--bi-shadow-sm);
    overflow: hidden;
    border: 1px solid rgba(139, 21, 56, 0.06);
    transition: all var(--bi-transition-normal);
}

.bi-faq-item:hover {
    box-shadow: var(--bi-shadow-md);
}

.bi-faq-item.active {
    border-color: var(--bi-primary);
    box-shadow: var(--bi-shadow-md), 0 0 0 1px var(--bi-primary);
}

.bi-faq-question {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: var(--bi-space-xl);
    text-align: left;
    font-size: 1.0625rem;
    font-weight: 600;
    color: var(--bi-primary-dark);
    background: var(--bi-white);
    transition: all var(--bi-transition-fast);
    line-height: 1.5;
}

.bi-faq-question:hover {
    color: var(--bi-primary);
    background: rgba(139, 21, 56, 0.02);
}

.bi-faq-item.active .bi-faq-question {
    color: var(--bi-primary);
    background: rgba(139, 21, 56, 0.03);
}

.bi-faq-icon {
    width: 36px;
    height: 36px;
    background: rgba(139, 21, 56, 0.08);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--bi-primary);
    transition: all var(--bi-transition-normal);
    flex-shrink: 0;
    margin-left: var(--bi-space-md);
}

.bi-faq-item.active .bi-faq-icon {
    background: var(--bi-primary);
    color: var(--bi-white);
    transform: rotate(180deg);
}

.bi-faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height var(--bi-transition-slow);
}

.bi-faq-item.active .bi-faq-answer {
    max-height: 500px;
}

.bi-faq-answer-inner {
    padding: 0 var(--bi-space-xl) var(--bi-space-xl);
    color: var(--bi-text-secondary);
    line-height: 1.75;
    font-size: 1rem;
}

/* ========================================
   NEWSLETTER - ENHANCED
   ======================================== */
.bi-newsletter {
    background: var(--bi-gradient-light);
    border-radius: var(--bi-radius-2xl);
    padding: var(--bi-space-3xl);
    position: relative;
    overflow: hidden;
    box-shadow: var(--bi-shadow-2xl);
}

.bi-newsletter::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(201, 162, 39, 0.2) 0%, transparent 70%);
    border-radius: 50%;
}

.bi-newsletter::after {
    content: '';
    position: absolute;
    bottom: -30%;
    left: -10%;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(255,255,255,0.1) 0%, transparent 70%);
    border-radius: 50%;
}

.bi-newsletter-content {
    position: relative;
    z-index: 2;
    max-width: 600px;
    text-align: center;
}

.bi-newsletter h2 {
    color: var(--bi-white);
    font-size: 2.25rem;
    margin-bottom: var(--bi-space-md);
    letter-spacing: -0.02em;
}

.bi-newsletter p {
    color: rgba(255,255,255,0.85);
    font-size: 1.125rem;
    margin-bottom: var(--bi-space-xl);
    line-height: 1.7;
}

.bi-newsletter-form {
    display: flex;
    gap: var(--bi-space-md);
    max-width: 500px;
    margin: 0 auto;
}

.bi-newsletter-form input {
    flex: 1;
    padding: var(--bi-space-md) var(--bi-space-xl);
    border: 2px solid rgba(255,255,255,0.3);
    border-radius: var(--bi-radius-full);
    background: rgba(255,255,255,0.15);
    color: var(--bi-white);
    font-size: 1rem;
    backdrop-filter: blur(10px);
    transition: all var(--bi-transition-fast);
}

.bi-newsletter-form input::placeholder {
    color: rgba(255,255,255,0.6);
}

.bi-newsletter-form input:focus {
    outline: none;
    border-color: var(--bi-accent);
    background: rgba(255,255,255,0.2);
}

.bi-newsletter-form button {
    padding: var(--bi-space-md) var(--bi-space-2xl);
    background: var(--bi-accent);
    color: var(--bi-primary-dark);
    font-weight: 700;
    border-radius: var(--bi-radius-full);
    transition: all var(--bi-transition-normal);
    box-shadow: var(--bi-shadow-accent);
}

.bi-newsletter-form button:hover {
    background: var(--bi-accent-light);
    transform: scale(1.05);
}

/* ========================================
   TRUST BADGES - ENHANCED
   ======================================== */
.bi-trust-section {
    background: var(--bi-white);
    padding: var(--bi-space-3xl) 0;
    border-top: 1px solid var(--bi-light-gray);
    border-bottom: 1px solid var(--bi-light-gray);
}

.bi-trust-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: var(--bi-space-xl);
}

.bi-trust-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: var(--bi-space-xl);
    transition: all var(--bi-transition-normal);
}

.bi-trust-item:hover {
    transform: translateY(-4px);
}

.bi-trust-icon {
    width: 88px;
    height: 88px;
    background: var(--bi-white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2.25rem;
    color: var(--bi-primary);
    margin-bottom: var(--bi-space-lg);
    box-shadow: var(--bi-shadow-lg), 0 0 0 8px rgba(139, 21, 56, 0.04);
    border: 2px solid rgba(139, 21, 56, 0.08);
    transition: all var(--bi-transition-normal);
}

.bi-trust-item:hover .bi-trust-icon {
    box-shadow: var(--bi-shadow-xl), 0 0 0 12px rgba(139, 21, 56, 0.06);
    border-color: var(--bi-primary);
}

.bi-trust-item h4 {
    font-size: 1.125rem;
    margin-bottom: var(--bi-space-sm);
    color: var(--bi-primary-dark);
    font-weight: 700;
}

.bi-trust-item p {
    font-size: 0.9375rem;
    color: var(--bi-text-secondary);
    line-height: 1.6;
}

/* ========================================
   POPULAR ARTICLES - HORIZONTAL SCROLL
   ======================================== */
.bi-popular-articles {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--bi-space-lg);
}

.bi-popular-article {
    display: flex;
    gap: var(--bi-space-lg);
    background: var(--bi-white);
    padding: var(--bi-space-lg);
    border-radius: var(--bi-radius-xl);
    box-shadow: var(--bi-shadow-md);
    border: 1px solid rgba(139, 21, 56, 0.06);
    transition: all var(--bi-transition-normal);
}

.bi-popular-article:hover {
    transform: translateY(-4px);
    box-shadow: var(--bi-shadow-xl);
    border-color: transparent;
}

.bi-popular-article-image {
    width: 110px;
    height: 110px;
    border-radius: var(--bi-radius-lg);
    overflow: hidden;
    flex-shrink: 0;
    border: 2px solid var(--bi-light-gray);
}

.bi-popular-article-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform var(--bi-transition-normal);
}

.bi-popular-article:hover .bi-popular-article-image img {
    transform: scale(1.1);
}

.bi-popular-article-content {
    flex: 1;
    display: flex;
    flex-direction: column;
}

.bi-popular-article-cat {
    display: inline-flex;
    align-items: center;
    padding: 3px 12px;
    background: var(--bi-primary);
    color: var(--bi-white);
    font-size: 0.625rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    border-radius: var(--bi-radius-full);
    margin-bottom: var(--bi-space-sm);
    width: fit-content;
}

.bi-popular-article h3 {
    font-size: 1rem;
    font-weight: 700;
    line-height: 1.45;
    margin-bottom: auto;
    color: var(--bi-primary-dark);
}

.bi-popular-article h3 a {
    color: inherit;
    transition: color var(--bi-transition-fast);
}

.bi-popular-article h3 a:hover {
    color: var(--bi-primary);
}

.bi-popular-article-meta {
    display: flex;
    gap: var(--bi-space-md);
    font-size: 0.75rem;
    color: var(--bi-text-muted);
    margin-top: var(--bi-space-sm);
}

.bi-popular-article-meta span {
    display: flex;
    align-items: center;
    gap: 4px;
}

.bi-popular-article-meta i {
    color: var(--bi-accent);
}

/* ========================================
   SIDEBAR - RED THEME
   ======================================== */
.bi-sidebar {
    position: sticky;
    top: calc(var(--bi-header-main) + var(--bi-space-lg));
}

.bi-sidebar-widget {
    background: var(--bi-white);
    border-radius: var(--bi-radius-xl);
    padding: var(--bi-space-xl);
    box-shadow: var(--bi-shadow-md);
    margin-bottom: var(--bi-space-lg);
    border: 1px solid rgba(139, 21, 56, 0.06);
}

.bi-sidebar-widget h3 {
    font-size: 1.125rem;
    font-weight: 700;
    padding-bottom: var(--bi-space-md);
    border-bottom: 3px solid var(--bi-primary);
    margin-bottom: var(--bi-space-lg);
    color: var(--bi-primary-dark);
    letter-spacing: -0.01em;
}

/* Category Widget */
.bi-category-list li {
    margin-bottom: var(--bi-space-sm);
}

.bi-category-list a {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: var(--bi-space-md) var(--bi-space-lg);
    background: var(--bi-light-gray);
    border-radius: var(--bi-radius-lg);
    color: var(--bi-text);
    font-weight: 600;
    font-size: 0.9375rem;
    transition: all var(--bi-transition-fast);
    border: 1px solid transparent;
}

.bi-category-list a:hover {
    background: var(--bi-primary);
    color: var(--bi-white);
    padding-left: var(--bi-space-xl);
    border-color: var(--bi-primary);
}

.bi-category-list a.active {
    background: var(--bi-primary);
    color: var(--bi-white);
    border-color: var(--bi-primary);
}

.bi-category-list .count {
    background: rgba(139, 21, 56, 0.08);
    padding: 3px 10px;
    border-radius: var(--bi-radius-full);
    font-size: 0.75rem;
    font-weight: 700;
    color: var(--bi-primary);
}

.bi-category-list a:hover .count,
.bi-category-list a.active .count {
    background: rgba(255,255,255,0.2);
    color: var(--bi-white);
}

/* Popular Posts Widget */
.bi-popular-posts li {
    padding: var(--bi-space-md) 0;
    border-bottom: 1px solid var(--bi-light-gray);
}

.bi-popular-posts li:last-child {
    border-bottom: none;
    padding-bottom: 0;
}

.bi-popular-post {
    display: flex;
    gap: var(--bi-space-md);
}

.bi-popular-post-image {
    width: 80px;
    height: 80px;
    border-radius: var(--bi-radius-lg);
    overflow: hidden;
    flex-shrink: 0;
    border: 2px solid var(--bi-light-gray);
}

.bi-popular-post-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform var(--bi-transition-normal);
}

.bi-popular-post:hover .bi-popular-post-image img {
    transform: scale(1.1);
}

.bi-popular-post h4 {
    font-size: 0.9375rem;
    font-weight: 600;
    line-height: 1.45;
    margin-bottom: var(--bi-space-xs);
}

.bi-popular-post h4 a {
    color: var(--bi-primary-dark);
    transition: color var(--bi-transition-fast);
}

.bi-popular-post h4 a:hover {
    color: var(--bi-primary);
}

.bi-popular-post-meta {
    font-size: 0.75rem;
    color: var(--bi-text-muted);
    display: flex;
    align-items: center;
    gap: 4px;
}

.bi-popular-post-meta i {
    color: var(--bi-accent);
}

/* State Quick Links Widget */
.bi-state-links {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--bi-space-sm);
}

.bi-state-links a {
    display: flex;
    align-items: center;
    gap: var(--bi-space-sm);
    padding: var(--bi-space-sm) var(--bi-space-md);
    background: var(--bi-light-gray);
    border-radius: var(--bi-radius-lg);
    color: var(--bi-text);
    font-size: 0.875rem;
    font-weight: 600;
    transition: all var(--bi-transition-fast);
    border: 1px solid transparent;
}

.bi-state-links a:hover {
    background: var(--bi-primary);
    color: var(--bi-white);
    border-color: var(--bi-primary);
}

/* ========================================
   BREADCRUMB - ENHANCED
   ======================================== */
.bi-breadcrumb {
    display: flex;
    align-items: center;
    gap: var(--bi-space-sm);
    font-size: 0.875rem;
    margin-bottom: var(--bi-space-lg);
    flex-wrap: wrap;
}

.bi-breadcrumb a {
    color: rgba(255,255,255,0.7);
    transition: color var(--bi-transition-fast);
    font-weight: 500;
}

.bi-breadcrumb a:hover {
    color: var(--bi-white);
}

.bi-breadcrumb span {
    color: rgba(255,255,255,0.5);
}

.bi-breadcrumb .current {
    color: var(--bi-white);
    font-weight: 600;
}

.bi-breadcrumb-sep {
    color: rgba(255,255,255,0.4);
    font-size: 0.625rem;
}

.bi-breadcrumb-sep i {
    font-size: 0.5rem;
}

/* ========================================
   CATEGORY PAGE - RED THEME
   ======================================== */
.bi-category-header {
    background: var(--bi-gradient-light);
    padding: var(--bi-space-3xl) 0;
    margin-bottom: var(--bi-space-3xl);
    border-radius: 0 0 var(--bi-radius-2xl) var(--bi-radius-2xl);
    position: relative;
    overflow: hidden;
}

.bi-category-header::before {
    content: '';
    position: absolute;
    top: 0;
    right: 0;
    width: 400px;
    height: 100%;
    background: radial-gradient(circle at right, rgba(201, 162, 39, 0.15) 0%, transparent 70%);
    pointer-events: none;
}

.bi-category-header h1 {
    color: var(--bi-white);
    font-size: 2.75rem;
    margin-bottom: var(--bi-space-md);
    letter-spacing: -0.02em;
}

.bi-category-header p {
    color: rgba(255,255,255,0.85);
    font-size: 1.125rem;
    max-width: 600px;
    line-height: 1.7;
}

.bi-category-layout {
    display: grid;
    grid-template-columns: 1fr 340px;
    gap: var(--bi-space-3xl);
}

.bi-category-content {
    min-width: 0;
}

.bi-category-content-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: var(--bi-space-xl);
    padding-bottom: var(--bi-space-md);
    border-bottom: 2px solid var(--bi-light-gray);
}

.bi-category-content-header h2 {
    font-size: 1.5rem;
    color: var(--bi-primary-dark);
    font-weight: 700;
}

.bi-article-count {
    color: var(--bi-text-muted);
    font-size: 0.9375rem;
    font-weight: 500;
}

/* Pagination - RED */
.bi-pagination {
    display: flex;
    justify-content: center;
    gap: var(--bi-space-sm);
    margin-top: var(--bi-space-3xl);
}

.bi-pagination a,
.bi-pagination span {
    display: flex;
    align-items: center;
    justify-content: center;
    min-width: 48px;
    height: 48px;
    padding: 0 var(--bi-space-md);
    background: var(--bi-white);
    border: 2px solid var(--bi-light-gray);
    border-radius: var(--bi-radius-lg);
    color: var(--bi-text);
    font-weight: 700;
    font-size: 0.9375rem;
    transition: all var(--bi-transition-fast);
}

.bi-pagination a:hover {
    background: var(--bi-primary);
    border-color: var(--bi-primary);
    color: var(--bi-white);
}

.bi-pagination .current {
    background: var(--bi-primary);
    border-color: var(--bi-primary);
    color: var(--bi-white);
    box-shadow: var(--bi-shadow-primary);
}

.bi-pagination .dots {
    border: none;
    background: none;
    color: var(--bi-text-muted);
}

/* ========================================
   SINGLE POST - RED THEME
   ======================================== */
.bi-single-layout {
    display: grid;
    grid-template-columns: 1fr 340px;
    gap: var(--bi-space-3xl);
    padding: var(--bi-space-3xl) 0;
}

.bi-single-header {
    margin-bottom: var(--bi-space-2xl);
}

.bi-single-category {
    display: inline-block;
    padding: var(--bi-space-xs) var(--bi-space-lg);
    background: var(--bi-primary);
    color: var(--bi-white);
    font-size: 0.6875rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    border-radius: var(--bi-radius-full);
    margin-bottom: var(--bi-space-lg);
    box-shadow: var(--bi-shadow-sm);
}

.bi-single-header h1 {
    font-size: 2.75rem;
    line-height: 1.15;
    margin-bottom: var(--bi-space-xl);
    color: var(--bi-primary-dark);
    letter-spacing: -0.02em;
}

.bi-single-meta {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: var(--bi-space-xl);
    font-size: 0.9375rem;
    color: var(--bi-text-secondary);
    padding-bottom: var(--bi-space-lg);
    border-bottom: 2px solid var(--bi-light-gray);
}

.bi-single-meta span {
    display: flex;
    align-items: center;
    gap: var(--bi-space-sm);
    font-weight: 500;
}

.bi-single-meta i {
    color: var(--bi-accent);
    font-size: 0.875rem;
}

/* Table of Contents */
.bi-toc {
    background: var(--bi-light-gray);
    border-radius: var(--bi-radius-xl);
    padding: var(--bi-space-xl);
    margin-bottom: var(--bi-space-2xl);
    border-left: 4px solid var(--bi-primary);
}

.bi-toc h3 {
    font-size: 1.125rem;
    margin-bottom: var(--bi-space-md);
    color: var(--bi-primary-dark);
    font-weight: 700;
    display: flex;
    align-items: center;
    gap: var(--bi-space-sm);
}

.bi-toc h3 i {
    color: var(--bi-accent);
}

.bi-toc-list {
    counter-reset: toc-counter;
}

.bi-toc-list li {
    margin-bottom: var(--bi-space-sm);
    counter-increment: toc-counter;
}

.bi-toc-list a {
    display: flex;
    align-items: baseline;
    gap: var(--bi-space-md);
    padding: var(--bi-space-sm) 0;
    color: var(--bi-text);
    font-size: 0.9375rem;
    font-weight: 500;
    transition: all var(--bi-transition-fast);
}

.bi-toc-list a::before {
    content: counter(toc-counter) ".";
    font-weight: 800;
    color: var(--bi-primary);
    min-width: 24px;
    font-size: 0.875rem;
}

.bi-toc-list a:hover {
    color: var(--bi-primary);
    padding-left: var(--bi-space-sm);
}

/* Article Content */
.bi-article-body {
    font-size: 1.0625rem;
    line-height: 1.85;
    color: var(--bi-text);
}

.bi-article-body > *:first-child {
    margin-top: 0;
}

.bi-article-body h2 {
    font-size: 1.875rem;
    margin: var(--bi-space-3xl) 0 var(--bi-space-lg);
    padding-top: var(--bi-space-md);
    border-top: 2px solid var(--bi-light-gray);
    color: var(--bi-primary-dark);
    font-weight: 800;
    letter-spacing: -0.01em;
}

.bi-article-body h3 {
    font-size: 1.375rem;
    margin: var(--bi-space-2xl) 0 var(--bi-space-md);
    color: var(--bi-primary-dark);
    font-weight: 700;
}

.bi-article-body h4 {
    font-size: 1.125rem;
    margin: var(--bi-space-xl) 0 var(--bi-space-md);
    color: var(--bi-primary-dark);
}

.bi-article-body p {
    margin-bottom: var(--bi-space-lg);
}

.bi-article-body ul,
.bi-article-body ol {
    margin-bottom: var(--bi-space-lg);
    padding-left: var(--bi-space-xl);
}

.bi-article-body ul {
    list-style: none;
}

.bi-article-body ul li {
    position: relative;
    padding-left: var(--bi-space-xl);
    margin-bottom: var(--bi-space-sm);
}

.bi-article-body ul li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 12px;
    width: 8px;
    height: 8px;
    background: var(--bi-primary);
    border-radius: 50%;
}

.bi-article-body ol {
    list-style: decimal;
}

.bi-article-body ol li {
    margin-bottom: var(--bi-space-sm);
    padding-left: var(--bi-space-sm);
    color: var(--bi-text);
}

.bi-article-body blockquote {
    margin: var(--bi-space-2xl) 0;
    padding: var(--bi-space-xl);
    background: var(--bi-light-gray);
    border-left: 4px solid var(--bi-primary);
    border-radius: 0 var(--bi-radius-xl) var(--bi-radius-xl) 0;
    font-size: 1.125rem;
    font-style: italic;
    color: var(--bi-text-secondary);
}

.bi-article-body blockquote p:last-child {
    margin-bottom: 0;
}

.bi-article-body hr {
    margin: var(--bi-space-3xl) 0;
    border: none;
    border-top: 2px solid var(--bi-light-gray);
}

.bi-article-body figure {
    margin: var(--bi-space-2xl) 0;
}

.bi-article-body figure img {
    width: 100%;
    border-radius: var(--bi-radius-xl);
}

.bi-article-body figcaption {
    text-align: center;
    font-size: 0.875rem;
    color: var(--bi-text-muted);
    margin-top: var(--bi-space-sm);
    font-style: italic;
}

.bi-article-body strong {
    color: var(--bi-primary-dark);
    font-weight: 700;
}

.bi-article-body a {
    color: var(--bi-primary);
    text-decoration: underline;
    text-underline-offset: 3px;
    font-weight: 500;
}

.bi-article-body a:hover {
    color: var(--bi-accent);
}

/* Related Posts */
.bi-related-posts {
    margin-top: var(--bi-space-3xl);
    padding-top: var(--bi-space-3xl);
    border-top: 2px solid var(--bi-light-gray);
}

.bi-related-posts h2 {
    font-size: 1.75rem;
    margin-bottom: var(--bi-space-xl);
    color: var(--bi-primary-dark);
    font-weight: 800;
}

.bi-related-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: var(--bi-space-lg);
}

/* ========================================
   PAGE TEMPLATE
   ======================================== */
.bi-page-header {
    background: var(--bi-gradient-light);
    padding: var(--bi-space-3xl) 0;
    margin-bottom: var(--bi-space-3xl);
    border-radius: 0 0 var(--bi-radius-2xl) var(--bi-radius-2xl);
}

.bi-page-header h1 {
    color: var(--bi-white);
    font-size: 2.75rem;
}

.bi-page-content {
    padding: var(--bi-space-3xl) 0;
}

/* ========================================
   FOOTER - RED THEME
   ======================================== */
.bi-footer {
    background: var(--bi-primary-dark);
    background-image: 
        linear-gradient(180deg, #5A0D24 0%, var(--bi-primary-dark) 30%),
        radial-gradient(circle at 20% 0%, rgba(201, 162, 39, 0.1) 0%, transparent 50%);
    color: var(--bi-white);
    padding-top: var(--bi-space-4xl);
}

.bi-footer-main {
    display: grid;
    grid-template-columns: 1.5fr repeat(3, 1fr);
    gap: var(--bi-space-3xl);
    padding-bottom: var(--bi-space-3xl);
    border-bottom: 1px solid rgba(255,255,255,0.08);
}

.bi-footer-brand {
    max-width: 340px;
}

.bi-footer-logo {
    display: flex;
    align-items: center;
    gap: var(--bi-space-md);
    font-weight: 800;
    font-size: 1.5rem;
    color: var(--bi-white);
    margin-bottom: var(--bi-space-lg);
}

.bi-footer-logo-icon {
    width: 52px;
    height: 52px;
    background: var(--bi-gradient-gold);
    border-radius: var(--bi-radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    box-shadow: var(--bi-shadow-accent);
}

.bi-footer-brand p {
    color: rgba(255,255,255,0.65);
    line-height: 1.75;
    margin-bottom: var(--bi-space-xl);
    font-size: 0.9375rem;
}

.bi-footer-social {
    display: flex;
    gap: var(--bi-space-md);
}

.bi-footer-social a {
    width: 44px;
    height: 44px;
    background: rgba(255,255,255,0.08);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--bi-white);
    transition: all var(--bi-transition-normal);
    border: 1px solid rgba(255,255,255,0.1);
}

.bi-footer-social a:hover {
    background: var(--bi-accent);
    color: var(--bi-primary-dark);
    transform: translateY(-4px);
    box-shadow: var(--bi-shadow-accent);
}

.bi-footer-col h4 {
    font-size: 1.125rem;
    font-weight: 700;
    color: var(--bi-white);
    margin-bottom: var(--bi-space-lg);
    position: relative;
    padding-bottom: var(--bi-space-md);
}

.bi-footer-col h4::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 48px;
    height: 3px;
    background: var(--bi-accent);
    border-radius: var(--bi-radius-full);
}

.bi-footer-links {
    display: flex;
    flex-direction: column;
    gap: var(--bi-space-sm);
}

.bi-footer-links a {
    color: rgba(255,255,255,0.65);
    font-size: 0.9375rem;
    transition: all var(--bi-transition-fast);
    display: flex;
    align-items: center;
    gap: var(--bi-space-sm);
    padding: var(--bi-space-xs) 0;
}

.bi-footer-links a::before {
    content: '›';
    font-size: 1.25rem;
    color: var(--bi-accent);
    transition: transform var(--bi-transition-fast);
}

.bi-footer-links a:hover {
    color: var(--bi-white);
    padding-left: var(--bi-space-sm);
}

.bi-footer-links a:hover::before {
    transform: translateX(4px);
}

/* Footer Newsletter */
.bi-footer-newsletter p {
    color: rgba(255,255,255,0.65);
    margin-bottom: var(--bi-space-lg);
    font-size: 0.9375rem;
    line-height: 1.65;
}

.bi-footer-newsletter-form {
    display: flex;
    flex-direction: column;
    gap: var(--bi-space-sm);
}

.bi-footer-newsletter-form input {
    padding: var(--bi-space-md) var(--bi-space-lg);
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.15);
    border-radius: var(--bi-radius-lg);
    color: var(--bi-white);
    font-size: 0.9375rem;
    transition: all var(--bi-transition-fast);
}

.bi-footer-newsletter-form input::placeholder {
    color: rgba(255,255,255,0.45);
}

.bi-footer-newsletter-form input:focus {
    outline: none;
    border-color: var(--bi-accent);
    background: rgba(255,255,255,0.12);
}

.bi-footer-newsletter-form button {
    padding: var(--bi-space-md);
    background: var(--bi-accent);
    color: var(--bi-primary-dark);
    font-weight: 700;
    border-radius: var(--bi-radius-lg);
    transition: all var(--bi-transition-normal);
    box-shadow: var(--bi-shadow-accent);
}

.bi-footer-newsletter-form button:hover {
    background: var(--bi-accent-light);
    transform: translateY(-2px);
}

/* Footer Bottom */
.bi-footer-bottom {
    padding: var(--bi-space-xl) 0;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: var(--bi-space-md);
}

.bi-footer-copyright {
    color: rgba(255,255,255,0.5);
    font-size: 0.875rem;
}

.bi-footer-copyright strong {
    color: rgba(255,255,255,0.8);
    font-weight: 600;
}

.bi-footer-copyright p:last-child {
    font-size: 0.75rem;
    margin-top: 4px;
    opacity: 0.7;
}

.bi-footer-legal {
    display: flex;
    gap: var(--bi-space-xl);
}

.bi-footer-legal a {
    color: rgba(255,255,255,0.5);
    font-size: 0.875rem;
    transition: color var(--bi-transition-fast);
}

.bi-footer-legal a:hover {
    color: var(--bi-white);
}

/* ========================================
   MOBILE NAVIGATION
   ======================================== */
.bi-mobile-nav {
    position: fixed;
    top: 0;
    left: -100%;
    width: 340px;
    height: 100vh;
    background: var(--bi-white);
    z-index: 2000;
    overflow-y: auto;
    transition: left var(--bi-transition-slow);
    box-shadow: var(--bi-shadow-2xl);
}

.bi-mobile-nav.active {
    left: 0;
}

.bi-mobile-nav-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: var(--bi-space-lg);
    background: var(--bi-primary-dark);
    border-bottom: 1px solid rgba(255,255,255,0.1);
}

.bi-mobile-close {
    width: 44px;
    height: 44px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--bi-white);
    font-size: 1.25rem;
    border-radius: 50%;
    transition: all var(--bi-transition-fast);
}

.bi-mobile-close:hover {
    background: rgba(255,255,255,0.1);
}

.bi-mobile-search {
    padding: var(--bi-space-lg);
    border-bottom: 1px solid var(--bi-light-gray);
}

.bi-mobile-search form {
    display: flex;
    border-radius: var(--bi-radius-xl);
    overflow: hidden;
    border: 2px solid var(--bi-light-gray);
}

.bi-mobile-search input {
    flex: 1;
    padding: var(--bi-space-md);
    border: none;
    font-size: 0.9375rem;
}

.bi-mobile-search input:focus {
    outline: none;
}

.bi-mobile-search button {
    padding: var(--bi-space-md) var(--bi-space-lg);
    background: var(--bi-primary);
    color: var(--bi-white);
}

.bi-mobile-menu {
    padding: var(--bi-space-lg);
}

.bi-mobile-menu ul {
    display: flex;
    flex-direction: column;
    gap: var(--bi-space-xs);
}

.bi-mobile-menu li a {
    display: flex;
    align-items: center;
    gap: var(--bi-space-md);
    padding: var(--bi-space-md) var(--bi-space-lg);
    color: var(--bi-text);
    font-weight: 600;
    font-size: 0.9375rem;
    border-radius: var(--bi-radius-lg);
    transition: all var(--bi-transition-fast);
}

.bi-mobile-menu li a:hover,
.bi-mobile-menu li a.active {
    background: var(--bi-primary);
    color: var(--bi-white);
}

.bi-mobile-menu li a i {
    width: 20px;
    color: var(--bi-primary);
}

.bi-mobile-menu li a:hover i,
.bi-mobile-menu li a.active i {
    color: var(--bi-white);
}

.bi-mobile-cta {
    padding: var(--bi-space-lg);
    border-top: 1px solid var(--bi-light-gray);
}

.bi-mobile-cta .bi-cta-btn {
    width: 100%;
    justify-content: center;
}

.bi-mobile-backdrop {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(44, 36, 32, 0.6);
    backdrop-filter: blur(4px);
    z-index: 1999;
    opacity: 0;
    visibility: hidden;
    transition: all var(--bi-transition-normal);
}

.bi-mobile-backdrop.active {
    opacity: 1;
    visibility: visible;
}

/* State Dropdown */
.bi-top-state-select {
    position: relative;
}

.bi-state-dropdown {
    position: absolute;
    top: calc(100% + 8px);
    right: 0;
    width: 520px;
    background: #2a2a2a;
    border-radius: 16px;
    box-shadow: 0 15px 50px rgba(0, 0, 0, 0.4), 0 5px 15px rgba(0, 0, 0, 0.25);
    padding: 0;
    opacity: 0;
    visibility: hidden;
    transform: translateY(10px);
    transition: all var(--bi-transition-normal);
    z-index: 1000;
    border: 2px solid #FFD700;
    overflow: hidden;
}

.bi-state-dropdown.active {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.bi-state-dropdown-header {
    display: flex;
    align-items: center;
    gap: var(--bi-space-sm);
    padding: var(--bi-space-md) var(--bi-space-lg);
    background: linear-gradient(135deg, #8B1524 0%, #5a0d15 100%);
    color: #FFFFFF;
    font-weight: 700;
    font-size: 0.9375rem;
    border-bottom: 2px solid rgba(255,215,0,0.3);
}

.bi-state-dropdown-header i {
    color: #FFD700;
}

.bi-state-dropdown-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 6px;
    padding: var(--bi-space-md);
    max-height: 400px;
    overflow-y: auto;
}

.bi-state-item {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 14px 16px;
    border-radius: 10px;
    color: #FFFFFF;
    font-size: 0.9375rem;
    font-weight: 600;
    text-decoration: none;
    transition: all 0.25s ease;
    cursor: pointer;
    border: 1px solid rgba(255, 255, 255, 0.15);
    background: #3a3a3a;
}

.bi-state-item:hover {
    background: linear-gradient(135deg, var(--bi-primary) 0%, var(--bi-secondary) 100%);
    color: #FFFFFF;
    transform: translateX(4px);
    border-color: transparent;
    box-shadow: 0 4px 12px rgba(139, 21, 56, 0.25);
}

.bi-state-item .bi-state-flag {
    font-size: 1.25rem;
}

.bi-state-item .bi-state-name {
    flex: 1;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
}

.bi-state-item .bi-state-abbr {
    font-size: 0.6875rem;
    color: #3a3a3a;
    font-weight: 700;
    background: #FFD700;
    padding: 2px 6px;
    border-radius: 4px;
}

.bi-state-item:hover .bi-state-abbr {
    background: rgba(255, 255, 255, 0.3);
    color: #FFFFFF;
}

.bi-state-divider {
    grid-column: span 3;
    border-top: 2px solid rgba(255, 215, 0, 0.3);
    margin: 4px 0;
    background: transparent;
}

.bi-state-divider {
    grid-column: span 3;
    border-top: 2px dashed rgba(139, 21, 56, 0.15);
    margin: 8px 0;
}

/* Custom scrollbar */
.bi-state-dropdown-grid::-webkit-scrollbar {
    width: 10px;
}

.bi-state-dropdown-grid::-webkit-scrollbar-track {
    background: #1a1a1a;
    border-radius: 5px;
}

.bi-state-dropdown-grid::-webkit-scrollbar-thumb {
    background: #555555;
    border-radius: 5px;
    border: 2px solid #2a2a2a;
}

.bi-state-dropdown-grid::-webkit-scrollbar-thumb:hover {
    background: #FFD700;
}

/* Mega Dropdown */
.bi-dropdown-mega {
    width: 540px;
    padding: var(--bi-space-xl);
}

.bi-dropdown-inner {
    display: flex;
    flex-direction: column;
    gap: var(--bi-space-lg);
}

.bi-dropdown-section {
    border-bottom: 2px solid var(--bi-light-gray);
    padding-bottom: var(--bi-space-lg);
}

.bi-dropdown-title {
    font-size: 1.125rem;
    font-weight: 700;
    color: var(--bi-primary-dark);
    margin-bottom: var(--bi-space-sm);
    display: flex;
    align-items: center;
    gap: var(--bi-space-sm);
}

.bi-dropdown-title i {
    color: var(--bi-accent);
}

.bi-dropdown-desc {
    font-size: 0.875rem;
    color: var(--bi-text-secondary);
    line-height: 1.5;
}

.bi-dropdown-list {
    display: flex;
    flex-direction: column;
    gap: var(--bi-space-xs);
}

.bi-dropdown-item a {
    display: flex;
    align-items: center;
    gap: var(--bi-space-md);
    padding: var(--bi-space-sm) var(--bi-space-md);
    border-radius: var(--bi-radius-lg);
    color: var(--bi-text);
    font-size: 0.9375rem;
    font-weight: 500;
    transition: all var(--bi-transition-fast);
}

.bi-dropdown-item a:hover {
    background: rgba(139, 21, 56, 0.06);
    color: var(--bi-primary);
}

.bi-dropdown-item a i {
    color: var(--bi-accent);
    width: 16px;
}

.bi-dropdown-count {
    margin-left: auto;
    font-size: 0.75rem;
    color: var(--bi-text-muted);
    background: var(--bi-light-gray);
    padding: 2px 8px;
    border-radius: var(--bi-radius-full);
}

.bi-dropdown-item a:hover .bi-dropdown-count {
    background: rgba(139, 21, 56, 0.08);
    color: var(--bi-primary);
}

.bi-dropdown-cta {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: var(--bi-space-sm);
    padding: var(--bi-space-md);
    background: var(--bi-primary);
    color: var(--bi-white);
    font-weight: 700;
    border-radius: var(--bi-radius-lg);
    transition: all var(--bi-transition-normal);
    box-shadow: var(--bi-shadow-primary);
}

.bi-dropdown-cta:hover {
    background: var(--bi-accent);
    color: var(--bi-primary-dark);
}

/* ========================================
   NOTIFICATIONS
   ======================================== */
.bi-notification {
    position: fixed;
    bottom: 24px;
    right: 24px;
    display: flex;
    align-items: center;
    gap: var(--bi-space-md);
    padding: var(--bi-space-md) var(--bi-space-xl);
    background: var(--bi-white);
    border-radius: var(--bi-radius-xl);
    box-shadow: var(--bi-shadow-2xl);
    z-index: 9999;
    transform: translateY(120px);
    opacity: 0;
    transition: all var(--bi-transition-normal);
}

.bi-notification.active {
    transform: translateY(0);
    opacity: 1;
}

.bi-notification-success {
    border-left: 4px solid var(--bi-success);
}

.bi-notification-error {
    border-left: 4px solid var(--bi-danger);
}

.bi-notification i {
    font-size: 1.25rem;
}

.bi-notification-success i {
    color: var(--bi-success);
}

.bi-notification-error i {
    color: var(--bi-danger);
}

.bi-notification-close {
    margin-left: auto;
    padding: var(--bi-space-xs);
    color: var(--bi-text-muted);
    transition: color var(--bi-transition-fast);
}

.bi-notification-close:hover {
    color: var(--bi-text);
}

/* TOC Active State */
.bi-toc-list a.active {
    color: var(--bi-primary);
    font-weight: 700;
}

/* ========================================
   UTILITY CLASSES
   ======================================== */
.text-center { text-align: center; }
.text-left { text-align: left; }
.text-right { text-align: right; }

.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.mt-lg { margin-top: var(--bi-space-lg); }
.mb-lg { margin-bottom: var(--bi-space-lg); }

.hidden { display: none !important; }
.visible { visibility: visible; }
.invisible { visibility: hidden; }

/* Lazy Load Placeholder */
.bi-lazy {
    background: linear-gradient(90deg, var(--bi-light-gray) 0%, var(--bi-off-white) 50%, var(--bi-light-gray) 100%);
    background-size: 200% 100%;
    animation: shimmer 1.5s infinite;
}

@keyframes shimmer {
    0% { background-position: 200% 0; }
    100% { background-position: -200% 0; }
}

/* Scroll Animation */
.bi-category-card.bi-animate,
.bi-article-card.bi-animate,
.bi-state-card.bi-animate,
.bi-trust-item.bi-animate,
.bi-popular-article.bi-animate {
    animation: fadeInUp 0.6s ease forwards;
}

/* ========================================
   RESPONSIVE STYLES
   ======================================== */
@media (max-width: 1200px) {
    .bi-hero h1 {
        font-size: 3.25rem;
    }
    
    .bi-hero-stats {
        gap: var(--bi-space-2xl);
    }
    
    .bi-hero-stat-number {
        font-size: 2.5rem;
    }
    
    .bi-article-featured {
        grid-column: span 1;
        grid-template-columns: 1fr;
    }
    
    .bi-article-featured .bi-article-image {
        min-height: 300px;
    }
    
    .bi-footer-main {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .bi-category-layout,
    .bi-single-layout {
        grid-template-columns: 1fr;
    }
    
    .bi-sidebar {
        position: static;
    }
    
    .bi-popular-articles {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 992px) {
    :root {
        --bi-header-main: 68px;
    }
    
    .bi-hero {
        min-height: 560px;
    }
    
    .bi-hero h1 {
        font-size: 2.75rem;
    }
    
    .bi-hero-subtitle {
        font-size: 1.125rem;
    }
    
    .bi-hero-stats {
        flex-wrap: wrap;
        gap: var(--bi-space-xl);
    }
    
    .bi-trust-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .bi-popular-articles {
        grid-template-columns: 1fr;
    }
    
    .bi-main-nav {
        display: none;
    }
    
    .bi-menu-toggle {
        display: flex;
    }
    
    .bi-header-actions {
        display: none;
    }
    
    .bi-article-featured .bi-article-image {
        min-height: 260px;
    }
}

@media (max-width: 768px) {
    :root {
        --bi-space-4xl: 72px;
        --bi-space-3xl: 56px;
    }
    
    .bi-hero {
        min-height: auto;
        padding: var(--bi-space-3xl) 0;
    }
    
    .bi-hero h1 {
        font-size: 2.25rem;
    }
    
    .bi-hero-subtitle {
        font-size: 1rem;
    }
    
    .bi-hero-actions {
        flex-direction: column;
    }
    
    .bi-hero-btn {
        width: 100%;
        justify-content: center;
    }
    
    .bi-hero-stats {
        flex-direction: column;
        gap: var(--bi-space-lg);
    }
    
    .bi-hero-stat {
        display: flex;
        align-items: baseline;
        gap: var(--bi-space-md);
    }
    
    .bi-section {
        padding: var(--bi-space-3xl) 0;
    }
    
    .bi-section-title {
        font-size: 2rem;
    }
    
    .bi-categories-grid {
        grid-template-columns: 1fr;
    }
    
    .bi-articles-grid {
        grid-template-columns: 1fr;
    }
    
    .bi-newsletter {
        padding: var(--bi-space-2xl);
    }
    
    .bi-newsletter h2 {
        font-size: 1.75rem;
    }
    
    .bi-newsletter-form {
        flex-direction: column;
    }
    
    .bi-footer-main {
        grid-template-columns: 1fr;
    }
    
    .bi-footer-bottom {
        flex-direction: column;
        text-align: center;
    }
    
    .bi-footer-legal {
        flex-wrap: wrap;
        justify-content: center;
    }
    
    .bi-single-header h1 {
        font-size: 2rem;
    }
    
    .bi-category-header h1 {
        font-size: 2rem;
    }
    
    .bi-state-dropdown {
        width: 320px;
        right: -50px;
    }
}

@media (max-width: 480px) {
    .bi-header-top {
        display: none;
    }
    
    .bi-hero h1 {
        font-size: 1.875rem;
    }
    
    .bi-hero-stat-number {
        font-size: 2.25rem;
    }
    
    .bi-states-grid {
        grid-template-columns: 1fr;
    }
    
    .bi-trust-grid {
        grid-template-columns: 1fr;
    }
    
    .bi-pagination {
        flex-wrap: wrap;
    }
    
    .bi-mobile-nav {
        width: 100%;
    }
    
    .bi-state-dropdown {
        position: fixed;
        top: 0;
        left: 0;
        right: 0;
        bottom: 0;
        width: 100%;
        border-radius: 0;
        transform: translateY(-100%);
        padding: var(--bi-space-xl);
    }
    
    .bi-state-dropdown.active {
        transform: translateY(0);
    }
    
    .bi-state-dropdown-grid {
        grid-template-columns: repeat(2, 1fr);
        max-height: none;
        height: 100%;
        overflow-y: auto;
        gap: var(--bi-space-sm);
    }
    
    .bi-state-item {
        padding: 14px 18px;
        font-size: 1rem;
    }
}

/* Print Styles */
@media print {
    .bi-header-main,
    .bi-footer,
    .bi-sidebar,
    .bi-related-posts,
    .bi-toc {
        display: none !important;
    }
    
    .bi-single-layout {
        display: block;
    }
    
    body {
        font-size: 12pt;
        line-height: 1.5;
        color: #000;
    }
}

/* ============================================
   Insurance Coverage Grid Section
   ============================================ */
.bi-coverage-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 30px;
}

.bi-coverage-card {
    background: rgba(255, 255, 255, 0.95);
    border-radius: 14px;
    padding: 28px;
    border: 1px solid rgba(139, 21, 56, 0.12);
    transition: all 0.3s ease;
    position: relative;
    overflow: hidden;
}

.bi-coverage-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--bi-primary) 0%, var(--bi-secondary) 100%);
    opacity: 0;
    transition: opacity 0.3s ease;
}

.bi-coverage-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 35px rgba(139, 21, 56, 0.15);
    border-color: rgba(139, 21, 56, 0.25);
}

.bi-coverage-card:hover::before {
    opacity: 1;
}

.bi-coverage-icon {
    width: 52px;
    height: 52px;
    border-radius: 12px;
    background: linear-gradient(135deg, var(--bi-primary) 0%, var(--bi-secondary) 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 18px;
    color: #fff;
    font-size: 1.25rem;
}

.bi-coverage-card h3 {
    font-size: 1.0625rem;
    font-weight: 700;
    color: var(--bi-dark);
    margin-bottom: 10px;
    line-height: 1.3;
}

.bi-coverage-card p {
    font-size: 0.875rem;
    color: #5a4a3a;
    line-height: 1.65;
    margin-bottom: 14px;
}

.bi-coverage-tag {
    display: inline-block;
    background: rgba(139, 21, 56, 0.08);
    color: var(--bi-primary);
    font-size: 0.75rem;
    font-weight: 700;
    padding: 4px 10px;
    border-radius: 20px;
    border: 1px solid rgba(139, 21, 56, 0.15);
}

@media (max-width: 1024px) {
    .bi-coverage-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 640px) {
    .bi-coverage-grid {
        grid-template-columns: 1fr;
    }

    .bi-coverage-card {
        padding: 22px;
    }
}
