(323) 937-1060
contact@insurancebystate.com
Select Your State
🇨🇦 California CA 🇹🇽 Texas TX 🇫🇱 Florida FL 🇳🇾 New York NY 🇮🇱 Illinois IL 🇵🇦 Pennsylvania PA 🇴🇭 Ohio OH 🇬🇦 Georgia GA 🇳🇨 North Carolina NC 🇲🇮 Michigan MI
🇦🇱 Alabama AL 🇦🇰 Alaska AK 🇦🇿 Arizona AZ 🇦🇷 Arkansas AR 🇨🇴 Colorado CO 🇨🇹 Connecticut CT 🇩🇪 Delaware DE 🇭🇮 Hawaii HI 🇮🇩 Idaho ID 🇮🇳 Indiana IN 🇮🇦 Iowa IA 🇰🇸 Kansas KS 🇰🇾 Kentucky KY 🇱🇦 Louisiana LA 🇲🇪 Maine ME 🇲🇩 Maryland MD 🇲🇦 Massachusetts MA 🇲🇳 Minnesota MN 🇲🇸 Mississippi MS 🇲🇴 Missouri MO 🇲🇹 Montana MT 🇳🇪 Nebraska NE 🇳🇻 Nevada NV 🇳🇭 New Hampshire NH 🇳🇯 New Jersey NJ 🇳🇲 New Mexico NM 🇳🇩 North Dakota ND 🇴🇰 Oklahoma OK 🇴🇷 Oregon OR 🇷🇮 Rhode Island RI 🇸🇨 South Carolina SC 🇸🇩 South Dakota SD 🇹🇳 Tennessee TN 🇺🇹 Utah UT 🇻🇹 Vermont VT 🇻🇦 Virginia VA 🇼🇦 Washington WA 🇼🇻 West Virginia WV 🇼🇮 Wisconsin WI 🇼🇾 Wyoming WY 🇩🇨 District of Columbia DC
Get a Quote
Get a Quote
Legal

Terms of Service

Last updated: May 14, 2026

Table of Contents

Welcome to Insurance ByState. By accessing or using our website, you agree to be bound by these Terms of Service. Please read them carefully before using our site.

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the terms and conditions of this agreement. If you do not agree to abide by these terms, please do not use this site.

2. Use of Service

You agree to use our website only for lawful purposes and in a way that does not infringe on the rights of others or restrict their use and enjoyment of the website. Prohibited behavior includes:

  • Using the site in any way that violates applicable laws or regulations
  • Attempting to gain unauthorized access to any part of the website
  • Interfering with the proper functioning of the website
  • Introducing viruses, trojans, or other malicious code
  • Collecting user information without their consent

3. Content & Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Insurance ByState or its content suppliers and is protected by copyright and other intellectual property laws.

You may not:

  • Reproduce, distribute, modify, or create derivative works from our content without prior written permission
  • Use our trademarks, service marks, or trade dress without our permission
  • Remove or alter any copyright or proprietary notices

Our website may contain links to third-party websites that are not owned or controlled by Insurance ByState. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.

5. Disclaimer

The information on this website is provided for educational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information.

Our website content is not intended to be a substitute for professional insurance advice. Always consult with a qualified insurance professional before making any insurance decisions.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Insurance ByState shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the website or any content provided herein.

7. Changes to Terms

We reserve the right to modify or replace these Terms of Service at any time. We will provide notice of significant changes by posting the new terms on this page and updating the "Last updated" date.

8. Contact Us

If you have any questions about these Terms of Service, please contact us: